Get Quick Business Loans and Personal Loans
Apply Now & Get Loan Up to
RM500,000*
Fast Approval In 30 Minutes.
- ONLY for Malaysian to apply this loan.
- Minimum Monthly Salary of RM 2000 and above are ELIGIBLE to apply.
- Salary Slip/Proof of income documents are REQUIRED during application.
- Application will be rejected if it fails to meet stated requirements.
Licensed Money Lender Malaysia
Fast Approval Loans and Get It On Same Day.
LOW INTEREST RATE
From 1.5%*
Fast Approval in 30 minutes. No Deposit and Extra Costs Needed. Apply Now.
Our Loan Services
Business Loan
Business loans can be used for a wide range of purposes, including expanding operations, purchasing inventory, investing in equipment, covering operational expenses, hiring staff, or even refinancing existing debt.
Personal Loan
A short-term loans, granting borrowers swift access to funds. It serves as an ideal solution for individuals facing urgent financial needs, like unexpected expenditures such as vehicle repairs, medical bills, or sudden home repairs.
Instant Loan
An instant loan is a fast and convenient financial solution designed to provide individuals with immediate access to funds when they need it most. This type of loan is characterized by its quick approval process, often within hours or even minutes, making it ideal for addressing urgent and unexpected financial needs.
Get Your Loan Today With Us!
#1 SME Business Loans and Personal Loans for You.
Flexible & Long Repayment Scheme Available.
Fast Approval Loan in 30 Minutes. APPLY NOW!
- ONLY for Malaysian to apply this loan.
- ONLY Monthly Salary of RM 2000 and above are ELIGIBLE to apply.
- Salary Slip/Proof of income documents are REQUIRED during application.
- Application will be rejected if it fails to meet stated requirements.
Why Choose Us
Lowest Interest Rate
We offer the low interest rate in the market at 1.5% - 18%, making our loans affordable and accessible to everyone.
High Loan Amount
Our team of experts meticulously reviews each loan application, yielding an impressively high approval loan for our clients.
Flexible Loan Repayment
Our loan repayment terms range from a minimum of 6 months to a maximum of 60 months, offering you the freedom to tailor your payments according to your needs.
Speedy Approval Process
Urgently in need of a loan? Our rapid approval process takes less than 1 hour, often as quick as 30 minutes. Don't wait, complete and submit your online application form today.
About Us
Welcome to Ikhlasa Perniagaan, your trusted partner in the loan industry for over two decades.
With a legacy of 20 years of experience, we are dedicated to providing top-notch financial solutions. Whether you’re seeking a Personal Loan, Business Loan, or need an Instant Loan, we have you covered.
Let us help you achieve your goals with our range of loan options & affordable rates. Apply Today.
Personal Loan
Business Loan
Instant Loan
Mortgage Loan
**Minimum Loan Application Amount is RM3000 and above.
**For application, Minimum Monthly Income amount RM2,000 and above are required.
REPAYMENT SCHEME 1.5% ONE MONTH (UNSECURED LOAN)
| Total Loan | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
|---|---|---|---|---|---|---|
|
1,000.00 |
181.67 |
98.33 |
56.67 |
42.78 |
35.83 |
31.67 |
|
2,000.00 |
363.33 |
196.67 |
113.33 |
85.55 |
71.67 |
63.33 |
|
3,000.00 |
545.00 |
295.00 |
170.00 |
128.33 |
107.50 |
95.00 |
|
5,000.00 |
908.33 |
491.67 |
283.33 |
213.89 |
179.17 |
158.33 |
|
8,000.00 |
1,453.33 |
786.67 |
453.33 |
342.22 |
286.67 |
253.33 |
|
10,000.00 |
1,816.67 |
983.33 |
566.67 |
427.78 |
358.33 |
316.67 |
REPAYMENT SCHEME 1.5% ONE MONTH (SECURED LOAN)
| Total Loan | 6 Months | 1 Year | 2 Years | 3 Years | 4 Years | 5 Years |
|---|---|---|---|---|---|---|
|
1,000.00 |
176.67 |
93.33 |
51.67 |
37.78 |
30.83 |
26.67 |
|
2,000.00 |
353.33 |
186.67 |
103.33 |
75.56 |
61.67 |
53.33 |
|
3,000.00 |
530.00 |
280.00 |
155.00 |
113.33 |
92.50 |
80.00 |
|
5,000.00 |
888.33 |
466.67 |
258.33 |
188.89 |
154.17 |
133.33 |
|
8,000.00 |
1,413.33 |
746.67 |
413.33 |
302.22 |
246.67 |
213.33 |
|
10,000.00 |
1,766.67 |
933.33 |
516.67 |
377.78 |
308.33 |
266.67 |
* For reference purposes, the actual rate reflects according to the customer’s profile.
A Step to Step Guide to Getting Your Loan.
- Submit Online Application Form or Whatsapp us.
- Prepare documents as listed below.
- Wait for approval on the same day.
- Upon approval, we will send your loan via bank transfer or cash on the same day.
- Title deed
- Photocopy IC
- Address of the property (Utilities Bill)
- Latest 3 Months Salaries Slips
- Latest 3 Months bank Statements
- KWSP Statement (EPF)
Eligibility
- Individuals aged 21 to 58 years.
- For Malaysian Only.
Fees and Charges
- No extra charges will be imposed, including processing fees, stamping fees, or legal fees.
- Late payment penalties will be enforced, but early settlement will be rewarded with discounts.
Repayment Terms
- Minimum repayment period is set at 6 months, and the maximum duration for repayment extends to 60 months.
- The Maximum Annual Percentage Rate (APR) falls within the range of 1.5% to 18%.
- For the most up-to-date information regarding current rates, we encourage you to get in touch with us. Importantly, there are no concealed costs or hidden fees associated with our services, ensuring transparency in your financial dealings with us.
What client say?
Apply Now. Get High Loan Amount from RM3,000 to RM500,000*
Up to 60 Months Flexible Repayment Scheme. Easy Apply No Deposit Needed.
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